‘‘Cash flow modelling’ is not a buzzword – it requires regulation and training’

Picture this: a client sits across from you, nervous but hopeful. They’ve worked hard, saved diligently, and now they’re asking, “Can I afford to retire?” It’s a moment where trust and clarity are paramount. This goes beyond numbers – it’s about their future, security, and peace of mind. For many of us, the answer lies in cash flow modelling.